Established in 1989, we are the UK’s most cost-effective Structural Warranty company. We guarantee to beat any like-for-like quotations and we also offer payment plans to suit your budget
We are RICs (Royal Institute of Chartered Surveyors) registered, and we offer both a 10-year and a 12-year Structural Warranty, as well as a 6-year Professional Consultant’s Certificate with the option to upgrade to a 10- year Structural Warranty later, if necessary.
Each of these certificates are mortgage lender accepted and it is vital if you are thinking of selling or re-mortgaging your property (mortgage lenders will not release funds without one of these certificates in place).
Notify your Structural Warranty company before works start!
We strongly recommend seeking a Structural Warranty provider before works start, as some mortgage lenders will not accept a warranty if it has been appointed mid-way through (due to reduced inspection opportunities). Not to mention it is cheaper to appoint us prior to commencement of works and it can also protect your deposit during and after works if contractors or builders become insolvent at any point.
What makes ABC+ Warranty different to other Structural Warranty providers?
We have no hidden membership fees, no holding bonds, and no renewal fees so the price you see is the price you’ll pay.
Our team of experts is overseen and led by Managing Director, Adele Reid at our head offices in Altrincham, Cheshire. You can call us or even pop into the office and speak in person to a member of our friendly team.
Click here for a Quick Quote.
What is a 10-year Structural Warranty and who needs one?
Also known as latent defects insurance, a Structural Warranty is an insurance policy that safeguards you against structural defects in a new build, conversion, or renovated building.
“We strongly recommend seeking a Structural Warranty provider before works start, as some mortgage lenders will not accept a warranty if it has been appointed mid-way through (due to reduced inspection opportunities).”
They are usually taken out by the main contractor or developer and benefit the homeowner.
This means that if your building develops problems due to shoddy workmanship or materials, you should receive financial compensation to help recover the costs of structural damage and repairs.
The Structural Warranty usually lasts 10-12 years from the date on the Building Control Completion Certificate. This Building Regulations certification does not offer financial protection itself and is not a way to claim against any defects.
We also offer Structural Warranties for completed properties or ongoing projects. If you appoint us partway through construction, these are likely to have higher premiums due to reduced inspection opportunities and are classed as higher risk to insurers.
What is a 6-year Professional Consultant’s Certificate?
A Professional Consultant’s certificate or PCC is a certificate of compliance. This is confirmation to a bank or building society that the property has been built to building regulation standards. It also confirms that the property has been monitored by a Chartered Building Surveyor. This type of certificate is the minimum requirement set by a mortgage lender when re-mortgaging, obtaining original building finance or purchasing a property that has been recently built or converted.
What is the difference between a PCC and a Structural Warranty?
A PCC only certifies that your property adheres to Building Regulations and has been completed to the minimum standard. It’s a cheaper option as it only lasts for 6 years and
provides less cover than a Structural Warranty.
The 10-year Structural Warranty gives you peace of mind that if there are any structural defects due to shoddy workmanship or materials, you can make a direct insurance claim.
A Structural Warranty also holds the developer or main contractor responsible for defects in
the first two years.
Click here to obtain your Quick Quote.
ABC+ Warranty and Architects Certificate are trading names of Professional Consultants Certificate Ltd, Registration Number 07763351. Trading address: 1 Anchorage Court, Caspian Road, Altrincham. WA14 5HH. Professional Consultants Certificate Ltd is an Appointed Representative of Ten Insurance Services Ltd which is authorised and regulated by the Financial Conduct Authority.
Adele Reid
Managing Director
Tel: 0161 928 8804
abc@architectscertificate.co.uk
www.architectscertificate.co.uk
*Please note: This is a commercial profile.
