Advantage provides structural defects insurance for your peace of mind

Advantage (AHCI) is a leading structural warranty specialist with offices in Warrington, Birmingham, London and Huddersfield (with more sites due to open this year).

With over 40 years of industry experience, Advantage specialises in providing structural defects and commercial insurance to a value of up to £50m – as well as sewer and performance bonds to property developers, building contractors, Housing Associations and self-builders.

Underwritten by industry-leading rated insurers, Advantage is a CTSI code sponsor, having completed the rigorous CTSI Consumer Codes Approval Scheme (CCAS) process, offering a new level of customer protection and trade accreditation, giving added peace of mind to clients. The company has provided cover for a broad range of residential and commercial schemes – from individual houses to large-scale developments.

Renowned for their fast turnaround times and highly competitive quotes, AHCI offer each client a dedicated relationship manager, ensuring a tailored and efficient experience.

Making a claim

Protection when you need it; peace of mind when you don’t.

In an ideal world, your structural defects insurance (SDI) will only ever be needed to provide some added peace of mind. In the unfortunate event that you will need to call upon it, however, Advantage will be at your side every step of the way, assisting you at each stage of your claim.

Firstly, your policy will be checked in detail to clearly identify what’s covered and what isn’t.

What’s covered in your structural defects insurance policy?

Usually, the structural elements of your build as well as the weatherproofing and waterproofing envelope are covered.

A key component of your structural defects insurance is in tackling problems arising from construction related issues. This can span things like design defects, or failures in workmanship, materials or components, which in turn cause damage to aspects of the property such as the foundations, load bearing floors, the roof and the waterproof envelope.

Other elements of the building may be covered, but it’s important to have an expert eye such as AHCI’s review your policy to understand the extent of your cover.

What’s not covered?

Minor snagging issues and superficial faults – plaster cracks, overflows, central heating and plumbing performance are normally remedied with some simple maintenance procedures.

Matters of flooding, storm damage or decorative damage, will not be covered by your structural defects insurance.

How do you start the process?

Once you’ve contacted Advantage, their specialist team will be instructed to quickly assess the claim on your SDI policy and determine the appropriate steps to take.

You’ll be assisted throughout the entire claims process, working with AHCI’s best-in-class insurance provider.

To notify us of a claim, call Advantage on 0845 900 3969. Quote your policy number, detail the nature of your claim and we’ll take things from there.

Completed claims forms should be returned to:

Advantage House
4B Birchwood One
Birchwood
Warrington
WA3 7GB